Nishadi manufactures carpets

Nishadi Lianag acquired her first skills in working with coconut fibers at an early age. A few years ago, her husband and she opened their own store in Uva province near the town of Badulla, where they sell their homemade rugs made from coconut fibers. Her first loan from the microfinance institution LOMC was 300,000 Sri Lankan rupees (about 1,655 euros), which she used to expand her business for the first time. She is currently having an additional factory built, which she plans to use for further expansion. Today, Nishadi, a mother of two, is happy to be able to provide for the future of her family and 15 employees.


Mr. Then is 37 years old and a tuk-tuk driver from Ang Snuol district in Kandal province, which is on the outskirts of Phnom Penh city. He took out a loan from the LOLC microfinance institute of $3,550 for 48 months to replace his old tuk-tuk with a new Bajaj RE205, a three-wheeled vehicle powered by a fuel combination of liquefied petroleum gas and gasoline.

With the new Bajaj RE205 three-wheeler, he was able to cut his fuel costs in half. Three-wheeled cabs are a vibrant part of the transportation network in his area. Compared to the old traditional tricycles, the Bajaj RE205 tricycle emits far fewer CO2 emissions.

With his new cab, he currently earns an average of $20 per day, compared to $10 in the past. Together with his wife’s salary of 250 USD per month, they can support their family of three children.

Prum is a loyal customer and has borrowed money twice before. The first microloan was a loan of 1,000 USD in 2013 to buy a traditional tuk-tuk. The second microloan was $3,550 USD to replace this traditional tuk-tuk with a modern Bajaj RE205 tricycle.

Thank you to LOLC microfinance institute for supporting me to start my own small business by providing access to capital and advice. I can increase my family income and afford to send my three children to school.